Free Santa Pictures in Woodinville (& Holiday Cheer)
By michelle | November 26, 2009
Please come join the Woodinville Windermere Office for quality, Santa Pictures in our downtown office. Pictures will be taken by a professional photographer and will be sent to you within a week. You will be able to email or print as many copies as you would like. In addition we will have cookies, warm drinks and plenty of good cheers. Stop by and say hello. We are also collecting donations for the Forgotten Childrens Fund - please help if you can.
Topics: Woodinville Events, Woodinville Community | No Comments »
Tax Credit Extension & Expansion - get the facts
By michelle | November 6, 2009
The bill is on the way to the President and should be signed today. What does it mean to you if you are a First Time Homebuyer or Move-up Buyer? (Or someone wishing to sell your home to these groups of buyers!)
The National Association of Realtors has created this easy to read table that shows the highlights - please call me if you would like more information.
Topics: Financial News, Real Estate Info | No Comments »
Avondale Roadwork: Test Patch Grinding Patch Underway
By michelle | September 17, 2009
Are you curious about the road work on Avondale?
The committee for A Better Avondale has been hard at work over the last year meeting with DOT and county executives to get the road improved and the county to address the road noise (read more @ www.ABetterAvondale.org).
So what are they doing?
King County Department of Transportation has begun the work on a test patch between NE 144th and NE 151st St. They are currently working on the northbound lane (causing a temporary shut down of the lane) and will begin work on the southbound lane approximately next Wednesday. The work on each lane involves removing damaged panels, digging down about one foot, adding new foundation material (gravel), compacting the gravel, then testing for proper compaction, before doing a “hot pour” to re-pave where needed. They are using “hot pour” because it cures faster and the road can be re-opened as soon as possible. After the panel repair, the road will be grinded using the Next Generation Grinding technique.
The grinded surface is expected to be smoother, quieter and safer. Noise measurements will be taken and analyzed after the project. At that time, decisions will be made about how to repair (re-surface) the remaining sections of old Avondale road. The feasibility of grinding vs. resurfacing with Asphalt Rubber will be studied.
By the way, for those curious, there was a delay in starting the project because of other road closures in the area (which could impact Avondale traffic) and the beginning of school.
Topics: Woodinville Community | No Comments »
Great Video for 1st time home buyers - Don’t miss the $8K Credit!
By michelle | September 9, 2009
Here is a a video that explains the $8K credit. Act soon - you need to close by November 30th.
Topics: Real Estate Info | No Comments »
Historical Mortgage Rate Chart - We Continue To Be At 30-year Lows!
By michelle | September 2, 2009
Here are the rates on the first day of the quarter for the last 30 years and then the first day of the month for the last 13 months. Sometimes you need to see the change to know how good we have it.
Topics: Real Estate Stats | No Comments »
Woodinville-Duvall Road Widening Project - Community Meeting 9/17
By michelle | September 1, 2009
When: Thursday, September 17th, 6pm-8pm
Where: Wellington Elementary School Gymnasium
The City of Woodinville has scheduled a community meeting to get your input on the Woodinville-Duvall roadway section alternatives for this project.
At this meeting you will learn about the design schedule, have the opportunity to discuss the sections considered, and express your input.
The meeting is an open house - so drop in when you can to ensure that your voice is heard.
For more information, contact Assistant Public Works Director Clinton Moyer, at 425.489.2700.
Topics: Woodinville Community | No Comments »
Kenmore Summer 2009 Concert Series
By michelle | June 23, 2009
The City of Kenmore is proud to announce the lineup for its seventh annual Kenmore Summer Concert Series. This free community event is held for eight consecutive Thursdays starting July 2 from 6 p.m. to 8 p.m. at Saint Edward State Park, 14445 Juanita Drive NE. (Parking is available at the Park.)
The open stage at Saint Edward State Park is an ideal location to relax and enjoy a casual evening amidst the park’s natural beauty. Visitors are invited to bring blankets, lawn chairs and picnic dinners to share a special summer night under the open sky. Safeway will be on-site selling food to support cancer research. All concerts are free and open to the public. Each night features different music from around the globe.
July 2
Patrick Landeza
Hawaiian slack key guitarist with hula dancers
www.patricklandeza.com
July 9
April Verch
Canadian fiddle champion
www.aprilverch.com
July 16
Danny Barnes Acoustic Band
Bluegrass banjo with a twist
www.dannybarnes.com
July 23
Yogoman Burning Band
Reggae infused happy dance music
www.yogomanburningband.com
July 30
Big Sandy & His Fly-Rite Boys
American roots, rockabilly & western swing
www.bigsandy.net
(More)
Aug 6
Crooked Still
Fermenting folk music
www.crookedstill.com
August 13
Quetzal
A new experience in Chicano music
www.quetzaleastla.com
August 20
Vagabond Opera
Diverse, zany music from the cabaret
www.vagabondopera.com
The Kenmore Summer Concert Series is presented by the City of Kenmore and sponsored by KBCS 91.3fm, James G. Murphy Co., Grocery Outlet, Bastyr University and Northshore Utility District.
For more information, please call Kenmore City Hall at 425.398.8900 or visit the City’s website at www.cityofkenmore.com/events.
Topics: Woodinville Events | No Comments »
Quarterly Real Estate Market Report - Brookside Country Club June 2009
By michelle | June 12, 2009
The quarterly Market report for the Woodinville neighborhood of Brookside Country Club has been published. This report summarizes the real estate activity over the last 12 months - showing what is Active, Sold and was on the market and cancelled in the last 12 months.
Click here - Brookside Country Club Quarterly Real Estate Report June 2009
If you would like more information on this report - or would like to see a report on your neighborhood, please let me know.
By Michelle Blue
Your Guide to Woodinville Real Estate, Neighborhoods, & Community!
www.WoodinvilleGuide.com
Topics: Real Estate Stats, Real Estate Info | No Comments »
Interest rates are going back up! Don’t miss out.
By michelle | June 1, 2009
If you are waiting for the market to be at the absolute bottom - be careful. Changes in the interest rate can offset any further depreciation that might take place and you might just miss out. 
Topics: Woodinville Community | No Comments »
Northshore School District - Proposed Budget Cuts 4/14/09
By michelle | April 15, 2009
On April 14, 2009, the School Board held a study session where they
were presented with the proposed cuts to staff and programs in order
for Northshore to reach their 2009-10 budget goals based on the
district’s Core Mission Priorities.
You can view the new information here
If that link doesn’t work, use the link below, and follow it to the
PDF of the study session.
http://www.nsd.org/budget_development
Topics: Woodinville Community | No Comments »
Woodinville For Sale/Sold
By michelle | March 30, 2009
All Woodinville Homes: $0-$450,000.
Since the beginning of the year sales have been increasing. We are starting to see real activity in this price range which means that there will be more activity in the higher price ranges as these sellers can buy up into the next price range! Preliminary March data shows that this trend is continuuing.
Topics: Real Estate Stats, Real Estate Info | No Comments »
Open Houses - 3/28 and 3/29
By michelle | March 17, 2009
Please stop by and see these two fabulous homes!
Saturday 3/28/09 1:00-4:00 pm Brookside Country Club
Simple Elegance
Sunday 3/29/09 1:00-4:00pm Brook Trails Estates
Room for everyone and everything!
Topics: Woodinville Community | No Comments »
Home Buyer Seminar - 3/7/09 Your Invited!
By michelle | February 23, 2009
Topics: Woodinville Community | No Comments »
New on Market: Brook Trails Estates
By michelle | February 14, 2009
Topics: Real Estate Info | No Comments »
Why buy now? Don’t miss these interest rates!
By michelle | February 13, 2009
Why Buy Now?
Money is Available. Rates are at historic lows. Inventory is High.
Topics: Real Estate Stats, Financial News | No Comments »
Quarterly Real Estate Report: Cottage Lake Beach Club (1/09)
By michelle | January 30, 2009
The quarterly Market report for the Woodinville neighborhood of Cottage Lake Beach Club has now been published. This report summarizes the real estate activity over the last 12 months - showing what is Active, Sold and was on the market and cancelled in the last 12 months.
Cottage Lake Beach Club Report January 2009
If you would like more information on this report - or would like to see a report on your neighborhood, please let me know.
Topics: Real Estate Stats, Real Estate Info | No Comments »
Quarterly Real Estate Report: Brookside Country Club (1/09)
By michelle | January 29, 2009
The quarterly Market report for the Woodinville neighborhood of Brookside Country Club has been published. This report summarizes the real estate activity over the last 12 months - showing what is Active, Sold and was on the market and cancelled in the last 12 months.
Brookside Country Club Quarterly Report - Jan/09
If you would like more information on this report - or would like to see a report on your neighborhood, please let me know.
Topics: Real Estate Stats, Real Estate Info | No Comments »
Quarterly Real Estate Report: Brooktrails Estates Neighborhood (1/09)
By michelle | January 28, 2009
Click here for your copy of the Quarterly Brooktrails Estates Real Estate Report 1/09.
Topics: Real Estate Stats, Real Estate Info | No Comments »
Still Waiting?
By michelle | January 26, 2009
Topics: Financial News | No Comments »
The right price & internet strategy to sell your home!
By michelle | January 25, 2009
Hear from CBS Early Show Financial Advisor Ray Martin, the importance of pricing your home correctly and having a great internet strategy (great pictures of a staged home with plenty of detail).
Call me if you would like to determine the right price to sell your home.
Topics: Real Estate Info | No Comments »
The Education Task Force Report is Available
By michelle | January 24, 2009
The Washington Legislature’s Joint Task Force Report on Basic Education Funding has been completed and it is endorsed by the Washington State PTA.
Definition of Basic Education
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Includes the implementation of Core 24.
Which is an increase in the number of courses required to graduate from the current 19 to 24. These 24 courses are deemed required to enable all students to graduate from high school ready for post-secondary education, apprenticeship programs or other job training. -
Includes the programs required to enable all students to achieve the higher goal of Core 24. Including pre-school for children from low-income families, specialized instruction for English language learners and students with disabilities, and extra time and teaching for struggling students.
Task Force Recommendations:
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Revised System of Funding Allocation-that will provide (1) smaller class sizes, (2) additional days for teacher development, (3) increased funding for counselors, teacher-librarians, other specialist professionals, classified staff, school administration and other costs. Allocations to be based upon the number of students served.
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Early Learning program to be funded based upon the federal Head Start model.
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Demographic adjustments for funding based upon % of students in a school that come from low-income families at the school. The funds will then be utilized to serve all students who need the extra help, regardless of family income.
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New system of teacher Compensation where increases in pay is tied to increases in classroom effectiveness - residency, professional and master teacher categories. Additional salary will be allocated for mentoring of new teachers by master teachers, a regional leveling to non-education salaries, school-wide bonuses for improvement in student learning and special incentives in subject shortage areas.
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New system of teacher preparation and a new career ladder.
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Simplify and Standardize Funding. Requirement for all schools districts to use a new common fiscal accounting and budgeting system, new statewide student data system, and simplifications in the allocation models that are currently very complicated.
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Continued use of local levies to enhance education - but with limits and equalization to ensure basic equity across the state.
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Timeline: Phase in over 6 years.
For your reference, here is the link to the full report
Topics: Woodinville Community | No Comments »
Free 1st Time Home Buyer Seminar - 2/2/09
By michelle | January 23, 2009
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When: Wednesday, February 4, 2009
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Where: 11225 SE 6th Street, 2nd floor conference room, Bellevue, WA 98004 (Columbia Building, FREE parking in front of building)
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Time: 7:00 PM – 8:30 PM
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Speakers: Michelle Blue and Jeanne Gorder Realtors with Windermere Real Estate and Bryan Gorder, Loan Officer with The Legacy Group
Why pay rent when you can own?
If you took out a 30-year fixed-rate mortgage for $280,000 and made monthly mortgage payments of $1,503 per month…
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You’d pay $541,116 in mortgage and interest payments over the life of the loan.
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After 30 years you’d own a home with an appreciated value potential of $849,541 (at 3% annual appreciation).
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Keep in mind: Appreciate rates vary greatly based on local market conditions.
Compare that to paying $1,500 per month in rent over 30 years.
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Even if your landlord never raised rent (not likely), you would still spend $540,000 and own nothing!
RSVP REQUIRED.
In order to reserve your seat at the seminar, please RSVP to michelle.blue@windermere.com
Topics: Real Estate Info | No Comments »
Can We Improve our Current Education System?
By michelle | January 11, 2009
Learn what we can do on Thursday January 15th @ 7pm OR Friday January 16th at 10am
Event: Presentation by Kelly Munn of The Leauge of Educated Voters
Location: 19254 176th Ave. NE, Woodinville, WA 98072 (Close to Mack’s Corner, Look for the parking signs)
Come hear what Kelly has to say - if you aren’t already, she will get you fired up! She will provide you with information that you have NOT heard (even our legislators haven’t!) and it’s a bit frightening. But hold your horses, we CAN make things better and she’ll tell you how. Even with the state budget cuts, with K-12 included, she can explain what can be improved with our current education system, but we will need your help on this. Please note this will not take much of your time and NO money, just by you being a constituent will make the difference and we NEED as many bodies as possible, to make this happen, so please make this a priority.
Leauge of Education Voters’ website address is: http://www.educationvoters.org/
Need Additional Information? Please contact Gayle Hickey @425-485-2155
Topics: Woodinville Community | No Comments »
December Woodinville Real Estate Market Report is Available
By michelle | December 29, 2008
The monthly Woodinville Real Estate Market Report is now available on the Real Estate Market Report Page. This includes data as of the end of November 2008. Please let me know if you would like to see a market report tailored to your home size, type, or area!
Michelle
Topics: Real Estate Stats, Real Estate Info | No Comments »
Woodinville High School Wins Silver Honor!
By michelle | December 15, 2008
Congratulations to Woodinville High School staff & students for being one of 12 schools in Washington to receive the Silver ranking in the recent US News & World Report’s annual rankings of the top performing high schools in the country!
The Gold & Silver met the following three distinctions:
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Students perform better overall than statistically expected
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Disadvantaged students perform better than statewide averages
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One of the select schools that perform best at producing college-leve achievement for the greatest percentage of students - as measured by (a) Breadth of access (significant number of students taking and passing AP test), and (b) Depth of access (significant number of students taking and passing multiple AP tests).
12 High Schools in Washington received the Silver honor: Bainbridge High School, Garfield High School, Interlake Senior High School, Mercer Island High School, Orcas Island High School, RedmondHigh School, Roosevelt High School, Sehome High School, Vancouver School of Arts & Academics, and Woodinville High School.
4 High Schools in Washington received the Gold honor which put them in the top 100 schools across the country: Bellevue High School, International Community School, International School, and Newport Senior High School.
Topics: Woodinville Community | No Comments »
Need a visual? See how fabulous rates are right now!
By michelle | December 4, 2008
If you were sitting on the fence about refinancing your current loan or getting into a new loan and a new home…. here are some great charts that will help you see how fabulous rates are right now.
Would you like to print this out ? Click here => historical-rates.pdf
This information and great charts are provided by my favorite Woodinville lender!
Hank Stecker
Branch Manager/Mortgage Consultant 425-488-3979
hstecker@windermere.com | www.WindermereMortgageServices.com/hstecker
Topics: Woodinville Community | No Comments »
Wow - check out the loan rates!
By michelle | November 26, 2008
Here are the rates that my lender sent me today - they change daily, but if you are thinking about buying, now is the time to do it while the rates are low and housing inventory is high!
30 Year fixed FHA / VA: 5.5%
30 Year fixed Jumbo FHA: 6.5%
30 Year fixed conventional conforming: 5.25%
Conventional conforming 7 year balloon: 5.25%
30 Year fixed conventional conforming jumbo: 5.375%
30 Year fixed conventional non-conforming jumbo: 7.875%
3/1 ARM: 6.0% - conforming 6.875% - jumbo (+ .75% in fee)
5/1 ARM: 6.375% - conforming, 7.375% - jumbo
7/1 ARM: 6.5% - conforming, 7.625% - jumbo
* All rates quoted with a 1% origination fee
And contrary to the general belief out there - there is MONEY Available for lending! Let me know if you need a lender referral.
Current loan limits:
FHA <= $362,790
Jumbo FHA <= $567,500 (Need to fund this by the end of December. New loan limits as of January 1st, 2009 will be $506,000)
VA <= $700,000 (Max loan amount for Jan 1st, 2009 has not been announced)
Conventional Conforming <= $417,000
Conventional Conforming Jumbo <= $567,500 (Need to fund this by Dec. 12th. New loan limits as of December 1st, 2009 will be $506,000)
Conventional Non-Conforming Jumbo <= $1,000,000 (Higher amounts available)
Topics: Financial News | No Comments »
Santa Event - You Are Invited!
By michelle | November 26, 2008
You are invited to an Evening of Holiday Cheer & Photos with Santa at the Windermere Woodinville Office.
When: Friday, December 5th, 5:30-9:30
Where: 12901 NE 175th St., Suite 100, Woodinville, WA 98072
(Windermere Woodinville Office)
Bring the whole family. Take a free professional photo with Santa, and join your neighbors for cookies and cider.
We are also accepting donation for the Forgotten Children’s Fund. Please help out if you can.
PS: I’ll be making some of my favorite cookies - yum!
Topics: Woodinville Community | Comments Off
Bailout - Who is eligible for loan help?
By michelle | November 12, 2008
Lots of articles, lots of talk about the bailout - are you still confused as to whether you are eligible for help?
Here is a quick summary for your reference.
FHA Plan (This applies if you have FHA financing through any number of lenders) Lenders will modify interest rates or forgive a portion of your principal, to bring the ratio of mortgage payments (including HOA dues) to 38% of your income.
To be eligible you must:
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Have a loan on a primary residence that was made before Jan. 1, 2008.
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Contact loan servicers and cooperate on supplying need information.
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Be at least 90 days behind on payments.
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Not have filed for bankruptcy protection.
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Certify that a hardship, such as job loss or illness, has affected your ability to repay
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Certify that you did not purposely default to get a loan modification.
CitiBank - They are projecting to rework approximately 130,000 loans. You are eligible for consideration if your mortgage related payments exceed 40% of your income. They are calling loan holders in targeted areas of the country, but Washington isn’t one of them so you will need to call them to see if you can be considered.
JP Morgan Chase (owns all of the WaMu loans now)
There loan modification efforts are targeted at option ARMs that are accumulating interest, which will be replaced with fixed-rate loans that are more stable for borrowers and seen as far less likely to default. J.P. Morgan said it wouldn’t begin the foreclosure process on borrowers during the next 90 days, as it opens loan-counseling centers and takes other steps to launch the program.
Wachovia Corp.
Has initiated a loan-refinancing program targeted at option Armsfrom the loans it acquired as part of its purchase/takeover of Golden West Financial Corp and Wells Fargo & Co.
Bank of America
They have two loan-modification pools targets 265,000 borrowers with all types of mortgages. The other was hashed out with 14 state attorneys generals and involves 400,000 subprime and option-ARM customers serviced by the big lender Countrywide Financial Corp., which Bank of America purchased July 1.
What options do you have if you are having trouble making your payments - but you don’t qualify per the above?
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Hope for Homeowners- This program provides, new 30-year fixed rate mortgages that are FHA insured - which means you might be able to refinance into a more affordable mortgage). To be eligible for this the home must be your primary residence (and you don’t have a 2nd home/investment property), you loan was originated before 1/1/08 and you have made at least 6 payments, you are not able to pay your existing mortgage without help, your total mortgage payments are more than 31% of your monthly income, an you certify that you haven’t been convicted of fraud in the past 10 years or provide false information to get the loan in the first place. Hope for Homeowner Website
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Credit Counseling - There are a variety of agencies out there that can help walk you through the options specific to you.
The Department of Housing & Urband Development Approved Credit Counseling Agencies in Washington (free or low cost) -
Talk to your Loan Servicer - Call the number on your statement and find out who owns your loan. Then call the lender directly. They are much more likely to talk to you right now.
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Short Sale - This is where the lender agrees to take less than the balance of the loan to avoid foreclosure. In order to be successful with this, it is critical that you work with an agent who has an experienced team to deal with this. (I work with Washington Property Solutions). Generally lenders are only willing to do short sales on primary residences - not 2nd homes & investments.
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Deed in lieu of Foreclosure - Talk to your lender - this is where you transfer title in return for the cancellation of your debt. Although you lose what equity you might have, it isn’t as damaging on your credit as foreclosure.
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Bankruptcy - When all else fails, this is something to consider.
If you think you need help Do Not Wait!
If a loan is modified prior to it becoming delinquent, it will be counted as current and so it shouldn’t affect your credit rating.
Topics: Financial News | No Comments »
VHA Loan Limit has increased!
By michelle | October 25, 2008
Great news if you are a Veteran!
On October 10th, 2008, the President signed Public Law 110-389, the Veterans’ Benefit Improvement Act of 2008. This law allows for $0 down payment loans in qualified counties to go up to $567,500in King, Pierce & Snohomish counties - on loans closed through December 31st, 2011.
What a fabulous time to buy - excellent loans are available, inventory is high and prices have come down - if you have been renting or thinking about moving up - now is the time to buy!
Call me if you want my help.
Topics: Financial News | No Comments »
“Be Fearful When Others are Greedy, Be Greedy When Others Are Fearful”
By michelle | October 22, 2008
This quote comes from Warren Buffet in a recent Op-Ed piece in the October 17th New York Times Post. In the article Warren discusses the stock market and the history of booms and depressions and the value to be had if you invest in the recovery. He is referring to the stock market and makes a clear statement - we should buy American and he is. I agree - we should buy American.
The same principles apply to real estate.
It is clear that short term purchase and sales can be risky - no one can truly predict the short term, so if you want to buy a home for just a year - you may want to rent instead.
However, fears regarding the long term value (5+ years) of real estate are not based upon the actual facts. The local economy has been strong and has a diverse foundation in the service industry, technology, export and so we aren’t tied to a single sector in the economy that might have toubles at any point in time. We continue to have a limited amount of land to build on and we are still significantly lower priced then other major cities.
Buying a home to live in - continues to be an investment that (a) provides you shelter and a lifestyle, (b) is a forced savings plan (assuming you stay current on your principle + interest payments), (c) provides you with tax advantages, and (d) will grow in value over the long run (rent payments will never grow in value for you - just your landlord).
Buying a property as an investment - continues to be (a) one of the few investments where appreciation is tied to the total number, not the amount you tie up in the investment, and (b) an investment that can generate passive income. Doing nothing and just sitting on cash is a terrible long-term strategy, since it is the one asset that is sure to lose value over time due to inflation.
Topics: Financial News, Real Estate Info | No Comments »
Where are the best deals in Real Estate?
By michelle | October 19, 2008
We all know that it is a buyer’s market and that inventory is high. The homes that are selling are the ones that are priced aggressively and are move-in ready - buyers can be selective.
But what about the homes that aren’t selling? The best deals aren’t the foreclosure homes, they are the homes that have been sitting on the market for awhile, especially if they are there because they aren’t “move-in ready”.
You know the ones - they need to be painted, they need new carpet, they need updated counter tops, etc.. The basic house house is good - but it needs a little bit of work. These homes would have sold right away 2 years ago - because people wanted homes that just needed cosmetic work - so they could turn around and sell it for more. But investors looking to flip a house - well they aren’t doing that in this market because it is too risky. Average buyers, don’t want to deal with a remodel - so if you aren’t afraid of going through a remodel, or can have the remodel done before you move in, you can get a really good deal and remodel the home to your own taste.
PROBLEM?
You don’t have an extra $35K that you can use for remodeling in addition to your down payment
ANSWER! FHA Streamlined K loan
The Streamlined K is a GREAT Tool for the purchase of homes needing minor remodeling or repairs. The Streamlined K allows the buyer to obtain one loan to repair and purchase a home! There is no minimum repair cost threshold and the maximum amount is $35,000.
So what are eligible repairs?
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Roofs, gutters & downspouts
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Heaters & air conditioners
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Plumbing and electrical system upgrades
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New flooring
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Minor remodeling - such as kitchens (not involving structural repairs)
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Exterior and interior painting
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Weatherization: including storm windows and doors, insulation, weather stripping and regular window and door replacement.
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Appliances: including frestanding ranges, refrigerators, washers, dryers, and microwaves.
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Accessibility improvements for persons with disabilities
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Lead-based paint stabilization for abatement
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Repair/replace/add exterior decks, patios, porches
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Basement finishing and remodeling (not involving structural repairs)
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Basement waterproofing
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Septic system and/or well repair or replacement
So what repairs can’t be done under this loan?
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Major rehabilitation or remodeling, such as the relocation of walls
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Roof Replacements
For more information please see the “Streamlined 203(K) Limited Repair Program” on the HUD website.
Topics: Financial News, Real Estate Info | No Comments »
Pending sales are up - Western Washington
By michelle | October 12, 2008
Pending Sales are up from 1 year ago when you look at the September 2008 Data for all of Western Washington (see full NW MLS report below)
Woodinville - we still aren’t back to 2007 levels for pending sales although as you can see in the chart below we are getting close. Unfortunately for sellers, inventory is 30% higher which means we are still generally in a buyers market in Woodinville.
2007 2008
For Sale 270 351
Sold 29 22
Pending 26 19
Recent press release from the Northwest Multiple Listing Service
News from NW Multiple Listing Service
FOR IMMEDIATE RELEASE: October 6, 2008 Pending Sales Up 4.1 Percent From Year Ago, Total Inventory Unchanged
Home sales around Western Washington during September rose 4.1 percent from a year ago, reversing a 19-month pattern of declines. Members of Northwest Multiple Listing Service reported 5,982 pending sales (offers made and accepted, but not yet closed), a gain of 234 transactions from a year ago. The totals cover 19 counties in the MLS service area.NWMLS data show the last system-wide uptick in pending sales was February 2007 when members reported a 4.8 percent gain from the previous year. In other key indicators of housing activity, Northwest MLS reported tightening inventory with a double-digit drop in the number of new listings added during September compared to 12 months ago, and total inventory at month end that matched year-ago numbers. Figures also show area-wide softening of prices compared to a year ago,The median price for last month’s closed sales of single family homes and condominiums (combined) was $295,000, a drop of 8.3 percent from a year-ago when the median price was $321,600.
Brokers and lenders say the recent economic turmoil is taking a toll on activity, but also suggest negative news reports are keeping buyers on the fence and creating misunderstandings about the availability of home loans.“Forget the news. Mortgage loans are readily available, at excellent rates and you can still get 97 percent loan to value,” said Mike Welty of Liberty Financial Group in Bellevue. “There is a lot of flexibility in programs, qualification and opportunity,” he emphasized, while acknowledging (with a chuckle), “Underwriting is tougher – you need a down payment and you need a job!”REALTOR Dennis Brown, a residential and investment specialist at Windermere’s Fauntleroy office, echoed Welty. “I’m loving FHA,” he exclaimed, calling the largest mortgage insurer in the world “the answer to a lot of people’s credit problems.” Brown has used the program for first-home and move-up buyers, as well as with investors. “Investors use the program to buy everything from fixer-uppers to 4-unit buildings,” he said. Among features Brown said his clients find to be most appealing about FHA loans are easy credit qualifications (typically one year of “clean credit”), low closing costs and low down payment requirements (as low as 3 percent of the purchase price). In today’s market the vast majority of buyers are first time buyers, move-up buyers, and investors, according to J. Lennox Scott, chairman and CEO of John L. Scott Real Estate. “These three groups of buyers are moving forward with the opportunities that exist thanks to low interest rates, increased affordability, and a strong selection of homes to choose from.”Buyers still have plenty of choices, according to NWMLS data. Members added 10,889 new listings of single family homes and condominiums to inventory during September – about 1,500 fewer than a year ago for a 12 percent drop. When added to existing inventory, the number of active listings at month end totaled 48,665, slightly fewer than the year-ago number of 48,969 listings.“We are definitely starting to see more buyers that have been waiting months to get off the fence,” said NWMLS director Mike Skahen, owner/broker of Lake & Company Real Estate, Inc. in Seattle. As for the dip in prices, he attributes that in part to limited availability of jumbo loans for high-end homes, “Not surprisingly, with fewer high priced homes selling, the median price would be lower,” he noted. “I’m convinced that as the national financial crisis subsides and with
Erik Hand, president of Response Mortgage Services (John L. Scott’s in-house lender) expects some improvement in financing options, but cautioned consumers about the potential cost of procrastinating. “With the passage of the bailout bill, I expect we will gradually see an improvement to the conditions in the Non-Conforming market in the form of a narrowing of the spreads between Conforming and Non-Conforming loan products, and in some cases, an easing of guidelines that will open up financing options to a larger pool of buyers,” Hand stated.“As for interest rates, they are expected to remain low, but like every other aspect of the economy they’re subject to the volatility of the market,” Hand commented, adding, “It’s important for homebuyers to understand that interest rates are currently at historic lows and there’s no guarantee they’ll fall further with the passage of the bailout bill.” “While things in the real estate world may not be perfect right now, things are, and will continue to get better and better. The medicine tastes terrible but the cure will be worth it,” NWMLS director Dick Beeson believes. Beeson, the broker/owner of Windermere/Commencement Associates in Tacoma saw a 21.8 percent surge of pending sales in Pierce County last month compared to a year ago and a notable shrinkage in inventory (down 11.2 percent from twelve months ago). “We’re moving toward a market place with fewer properties for sale — and fewer and fewer choices for buyers. What a time to buy, low rates, low prices, low costs, and decreasing inventory — all ready for those smart buyers who act now,” he noted.NWMLS director Kathy Estey, managing broker at the Bellevue Downtown office of John L. Scott said “September felt like we were gathering steam and back on track,” but as economic news worsened during the month buyer confidence tumbled. “The news made it sound as if buyers need 20 percent down to get a loan — and fear become our worst enemy again,” she remarked. On a more optimistic note she added, “The Puget Sound remains a great place to own property and there are opportunities to buy low and ride the rising prices that are around the corner in a year or two.”
Northwest Multiple Listing Service, owned by its member brokers, is the largest full-service MLS in the Northwest. Its membership includes approximately 31,000 brokers and agents. The organization, based in
Topics: Real Estate Stats, Real Estate Info | No Comments »
Do You Want a Backyard Wildlife Sanctuary?
By michelle | September 17, 2008
Backyard Wildlife Sanctuary. The Washington State Department of Fish and Wildlife Backyard Wildlife Sanctuary is a voluntary, citizen-based program that promotes naturescaping and other habitat improvements for wildlife on privately owned properties and within the community. Each year over 35,000 acres are developed in WA (that’s about 35,000 football fields to put it in perspective). This program was started in 1984 to work with our citizens to promote a culture that enhances our built and natural environments for wildlife, promoting wildlife stewardship and coexistence, as well as lower maintenance landscaping techniques and promoting higher ecological function within our urban areas. It has no regulatory or restrictive function, as it is a voluntary education and outreach program.
Over 6,000 people are currently participating in the program state-wide. It is for the benefit of wildlife - plus, attracting more of our native birds, butterflies, etc. makes relaxing and enjoying a cup of coffee on the back deck that much more entertaining and a learning experience (Discovery Channel in one’s backyard!).
If you have interest in this program, you can register your property with the program. There is free information regarding naturescaping on their website, as well as a more detailed packet of information available for $5 via mail. Upon registering,· You will receive a new, all-weather sign that can be displayed as an interpretive measure to explain why there is less lawn and more wildlife-oriented habitat being maintained on the property. · You will receive a quarterly newsletter via email, called Crossing Paths, which has various topics on how to promote wildlife stewardship, related activities in Washington communities, various programs homeowners can participate in, classes, etc. · You will also receive a certificate that proclaims your efforts and registers you in the program. Habitating for wildlife can be an excellent hobby for families, and offers less lawn maintenance and expense in the long-run. More information can be found at: · http://wdfw.wa.gov/wlm/backyard/
CHEERS !
Topics: Woodinville Community | No Comments »
Harvest Celebration Farm Tour - 9/27/08
By michelle | September 17, 2008
Looking for a fun family event this weekend? 
Then don’t miss the King County Harvest Celebration Farm Tour Saturday 9/27 from 10-4:30.
Show your children where farmers grow our local foods, raise farm animals and steward rural and agricultural land in King County. Each location has a variety of events and activities including corn mazes, hayrides, samples of produce, and much more. To figure out which farm and which activities will be the most fun for your family please check out the Farm Tour Guide .
There are two Woodinville Farms participating in this event
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BarnPlace (16708 140th Place NE, Woodinville, WA 98072) www.barnplace.com
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Hollywood Hill Vinards (14259 160th Place NE, Woodinville, WA 98072) www.hollywoodhillvineyards.com
And many Farms on the Eastside that are an easy drive, including:
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The South 47 Farm (15410 NE 124th St., Redmond, WA 98052)
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Farrel-McWhirter Farm Park (19545 Redmond Road, Redmond, WA 98053)
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Serres Farm (20306 NE 50th St., Redmond, WA 98052)
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Dougherty Farm (26526 NE Cherry Valley Road, Duvall, WA 98019)
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Ames Creek Farm(27307 NE 100th, Carnation, WA 98104)
Enjoy!
Topics: Woodinville Events | No Comments »
Woodinville Family Night: Back to School fun & Safety - 9/19
By michelle | August 31, 2008
Woodinville Family Nights (Free)
Friday September 19 from 6:00-8:00pm
Carol Edwards Center (17401 133rd Ave NE, Woodinville)
Don’t miss the back to school celebration that will include fun, games and safety eduction for the whole family.
Including:
Speaker Topic: Internet Safety
Woodinville Fire & Life Safety will be there to share safety information and let the kids check out the latest fire trucks
Woodinville Police will be there to share safety information and let kids check out the latest police cars
King County Sheriff’s Department will be providing FREE ID cards for children under 16.
Woodinville family night programs are designed to bring the community together, provide educational information, and/or provide art and cultural experiences for families.
For more information please check out the Woodinville Parks & Recreation Guide at www.ci.woodinville.wa.us
Topics: Woodinville Events | No Comments »
Financing Program Changes - October 1st (What Buyers need to know)
By michelle | August 31, 2008
October 1st is an important date to be aware of, especially if you are a buyer.
- FHA Risk Based Pricing System: Most borrowers will ay 1.75% of the loan amount, up from 1.5% because the FHA is adopting a “risk-based” pricing system based upon borrowers’ credit scores and the amount of their down payment or equity. For example, on a $300,000 loan, the new upfront premium works out to $5,250, up from $4,500. The annual premiums paid by borrowers will remain at .5% to .55% of the loan balance.
- FHA Minimum Downpayment: Will increase from 3% to 3.5%.
- Nehemia Program: Effective October 1, this downpayment assistance program will no longer be available to first time home buyers.
Make sure you pay attention to these dates as you look to buy a home - because it can have a significant impact on your home buying ability.
Topics: Financial News | No Comments »
Are WE in a Housing Crisis?
By michelle | August 13, 2008
It is hard not to believe that we are in a housing crisis when we hear that message from so many media sources and it is repeated by our friends and family.
But what really is going on locally - because housing is a local issue.
How big of an issue is foreclosure locally?
Here is a great video clip from CNBC about the housing crisis and in specific, foreclosure rates nationally. Take note that Washington is not one of the states where foreclosures are dramatically impacting our real estate market.
In the Seattle/Bellevue/Everett area, as of Q1 2008, there was only 1 foreclosure out of 517 homes. That puts us 81st on the list of the top 100 metropolitan areas. Not exactly a crisis (except to those who are personally impacted).
So why does it still FEEL like we are in a housing crisis?
If you are a seller - you are likely frustrated by the fact that your home is sitting on the market. Why is this happening if we aren’t in a housing crisis locally?
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Expectations. Unfortunately sellers got spoiled by the previous years of double digit appreciation in prices and the aggressive sellers market - homes sold very quickly, often in hours, with multiple offers. In a balanced market or buyers market, it is normal for a home to sit on the market for awhile.
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Pricing Reality. If you want your home to sell sooner then later - then you have to price very carefully now. This is not the market to “test your price desires”. You have to price based upon the current market data. We have more inventory right now for several reasons: (a) sellers are reluctant to price their homes at market prices, (b) buyers are slow to make buying decisions because they are waiting to buy at the bottom of the market, (c) there are fewer buyers because it is harder to qualify for loans and there are fewer loan options out there.
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Aggressive Marketing Required. Not that long ago, you could put your home on the market in any condition and it would sell. Not any more. Now you have to do it right. It is critical that you are working with a real estate agent that knows what they are doing and can guide you in the selling process. (See Tips for Selling Your Home in a Down Market)
If you are a buyer - you might be worried about buying a home that will decrease in price after you buy it, or worried about selling your own home first, or worried about getting into a bad loan situation like the homeowners you are hearing about in the media. Are you contributing to the perceived housing crisis?
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Timing the market. Whether you are talking about stock equities or real estate - timing the market is a fools game. Generally by the time it is clear that the market has hit bottom, the prices are already on the way back up. Often over looked is the fact that even though the price of a home might decrease - it might not matter if interest rates increase. In fact, a 10% decrease in price is offset by only a 1% increase in interest rates.
For example: $300,000 loan at 6%, results in a loan payment of $1,799. $270,000 loan (-10%) loan at 7%, results in a loan payment of $1,796. -
Favorable mortgage rates & programs. There are more restrictions on loans and it is harder to get loans - which means the chances of you getting into a bad loan situation is significantly less. However - home-ownership is being encouraged for those who can and should be buying homes. We are still at rates that are near 45-year lows. In addition, the Fed has increased loan program limits for FHA mortgages and loans backed by Fannie Mae & Freddie MAc to $567,500 in King County. This enables buyers to be able to buy a more expensive home, before the higher interest rates associated with jumbo loans kick in. There is the new 2008 Homebuyer Tax Credit for first time buyers and other programs - talk to your favorite lender for more information.
So stop listening to the media - if you want to buy or sell a home you can and should.
You might also want to check out:
Top 10 Reasons to Move Up in a Down Market
Topics: Financial News, Real Estate Info | No Comments »
Tips for Selling Your Home in A Down Market
By michelle | August 13, 2008
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Prepare your Home. When there are lots of homes to select from—buyers generally avoid the homes that need immediate work. This means—a fresh coat of paint, a thorough yard clean-up, and, if needed, new flooring, new countertops, and/or a new roof. I will provide you with specific guidance on what needs to be done and reliable service providers to help you.
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Stage your Home. Studies show that homes that are staged sell quicker and for more money then homes that aren’t staged. Help buyers see all that your house has to offer, why your house is better then the competition, and most important—help them see themselves living in their new home. I will help you do this and bring in a professional stager when needed.
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Pre-Inspection. By having a pre-inspection completed before bringing your home on the market you can fix all of the major items that will likely be identified during the inspection process and avoid the most common point of contract failure in the home sale process. I can recommend several inspectors who will do a thorough job for you and service providers for any repairs.
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Price Aggressively. In a down or declining market it is critical that you price your home realistically—this is not the time to “test the market” with the price that you would like to have. Your real estate agent can pull the data on all of the comparable homes that are currently on the market, are pending, and have sold in the last 3-6 months. Then listen to your agent as to where you should be priced to sell quickly, don’t price where the competition has been sitting and end up chasing the market down. I will guide you in this process—showing you the data needed to make the right decision.
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Market Aggressively. Have professional photographs of your home. Have your home posted online—not only on the Northwest Multiple Listing Service and the major broker sites - but on all of the major sites where buyers are looking. Have targeted mailings sent out—based upon your home buyer profile. Get your home noticed by real estate agents—still the #1 way buyers find and buy homes. I will have a comprehensive marketing plan designed specifically for your home.
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Work With The Right Real Estate Agent. Work with a real estate agent that you like and trust, that knows how to help you do all of the above, and knows the local real estate community and market that is relevant to your home! I’d love to interview for the job of working for you!
Topics: Woodinville Community | 1 Comment »
Top 10 Reasons to Move Up in a Down Market
By michelle | August 13, 2008
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There is a large selection of move-up houses and a smaller selection of entry level homes.
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Patience is tolerated—you can take your time to look and think about your decision. Making an offer contingent upon the sale of your home has become acceptable again.
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You can make offers under list price and bidding wars are rare —buying is much less stressful right now. Sellers are considering all offers and unless a home is aggressively priced, multiple offers are not very common.
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Favorable mortgage rates & programs—we are still at rates that are near 45-year lows. In addition, the Fed has increased loan program limits for FHA mortgages and loans backed by Fannie Mae & Freddie Mac to $567,500 in King County. This enables more buyers to be able to purchase your home and allows you to buy a more expensive home, before the higher interest rates associated with jumbo loans kick in.
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Timing the market is a no-win game. Generally by the time it is clear that the market has hit bottom– the prices are already on the way back up.
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Interest rate—price trade off. Remember a 10% decrease in price is offset by a 1% increase in interest rates. For example: A $400,000 loan at 6% results in a loan payment of $2,398. Alternatively a $360,000 loan (10% less) at 7%, results in a loan payment is $2,395.
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Positive Puget Sound economic forecasts for 2009 and beyond. Real estate is local and while there are some states and areas that have had large swings in appreciation only to be offset by large swings in depreciation—the Puget Sound area hasn’t experienced either and is generally on a more stable economic path.
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Tax Benefits—homeownership continues to be encouraged through tax deductions.
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Leveraging—real estate is the only investment where you put a percentage down and earn returns based upon the entire value of the investment.
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Homeowners in it for the long-term (4+years) nearly always come out ahead in building wealth. According to the Federal Reserve, homeowners have a higher net worth than renters making the same salary due to: (1) forced savings in paying down a mortgage and (2) appreciation over time.
Topics: Financial News, Real Estate Info | No Comments »
What does the Housing & Economic Recovery Act mean to me?
By michelle | August 7, 2008
The Housing and Economic Recovery Act
This week, President Bush signed the “Housing and Economic Recovery Act of 2008″ into law. This $300 Billion rescue plan is aimed at helping struggling homeowners avoid foreclosure, as well as boost confidence in the housing market. Although the bill is several hundred pages long and contains a number of far-reaching provisions, here are a few of the major provisions in the legislation that impact homeowners and homebuyers:
1. Tax credits.
First-time homebuyers who purchase their primary residence on or after April 9, 2008 and before July 1, 2009 are eligible for up to $7,500 in tax credit, provided they haven’t owned a home in the last three years and fit certain income parameters. The credit is generous, but it is actually an interest free loan, paid back over 15 years at $500 per year when taxes are filed. Special note: Some types of seller-paid down payment assistance programs are being eliminated as of October 1st as well - so purchasing a home before then may gain you a double benefit of tax credits AND seller-paid down payment assistance while it is still available.
For more information, here is a good chart on this published by the National Association of Realtors 2008 Homebuyer Tax Credit Chart
2. Larger loans at lower rates.
There have recently been provisions in place that have allowed loans larger than $417,000 to qualify for better financing rates than normally would be available for “jumbo” loan amounts of that size, thanks to Fannie Mae and Freddie Mac. Although these provisions were set to expire, they are being extended…however, the top end of the loan size that will be allowed under these programs will be dropping down from $729,750 to $625,500 as of January 1, 2009.
Current caps for King County are: $567,500 (single family residence)
(Duplex: $726,500, Triplex $878,150, and Fourplex $1,091,350)
3. FHA Hope for Homeowners.
This provision is designed to help homeowners who are “upside down” on their mortgages–that is, they owe more on their house than they can sell it for in today’s market. Essentially, this plan allows homeowners who meet the requirements and are upside down to refinance their mortgage to a new 30-year Fixed FHA mortgage. There are a number of qualifying details that must be met and requirements to be agreed to — including agreeing to split the equity in your home with the government in the future. Still, if you’re upside down on your mortgage and struggling in today’s economy, this is an option worth exploring in more detail. These are just a few of the provisions that may benefit you, and there are a number of other items that impact the housing and mortgage industry as whole. But the bottom line is, home prices are extremely reasonable right now, home loan rates are low, and new incentives are in place that may help make the decision to buy even more appealing than before. If you’re in the market for a new home or need to make some changes with your current mortgage…there’s never been a better time to act. Just get in touch so we can start the planning process together.
Summary Courtesy Bryan Gorder, The Legacy Group
If you need a good lender - Bryan is fabulous!
Topics: Financial News, Real Estate Info | No Comments »
Cafe’ Murder Dessert Theatre - July 17 & 18th
By michelle | July 8, 2008
Looking for something fun to do with the kids? Try the Cafe’ Murder Dessert Theatre.
This production is the culmination of a 2 week Teen Stage class put on by Evergreen Family Theatre.
Time: 7:30pm
Location: 11500 Redmond-Woodinville Road, Redmond, WA 98052
Cost:
Topics: Woodinville Events | No Comments »
Kenmore Summer Concert Series
By michelle | July 3, 2008
The 6th Annual Kenmore Summer Concert Series has been announced (2008)
All concerts are on Thursday nights, 6-8pm, and will be held at Saint Edward State Park (14445 Juanita Drive NE, Kenmore)
Bring your blankets, lawn chairs and picnic dinners.
- July 3rd - Clinton Fearon & Boogie Brown - Reggae Party
- July 10th - Eilen Jewell - Timeless Country Blues
- July 17th- Steven Espaniola - Hawaii’s New Artist of the Year
- July 31st - Chuck Prophet - Americana Rock & Roll
- August 7th - Carlos Cascante y Su Tumbao - Latin Jazz
- August 14th - Pearl Django - The Gypsy Jazz of Django Reinhardt
- August 21st - Big World Breaks - Funk/Dub/Soul Party
Sponsored by the City of Kenmore.
If you aren’t interested in these concerts - check out the concerts being held at Cottage Lake Park.
Topics: Woodinville Events | No Comments »
Cottage Lake Park Summer Series (2008)
By michelle | July 3, 2008
Music in the Park at Cottage Lake is BACK!
Bring your picnic dinner and the whole family to this free concert series held on Thursdays at Cottage Lake Park starting at 7pm.
Here is the line up so you can plan your evenings (follow the links to the bands for more information, where available)
- July 3rd: Back Burner - Country Western, Bluegrass
- July 10th: Ain’t No Seventh Heaven - New Orleans style Dixieland
- July 17th: The Randy Oxford Band - Blues ballads & classic rock
- July 24th: Uptown, Lowdown Jazz & Swing - Jazz
- July 31st: Pan Leggo - Trinidad-Steel Drums
- August 7th: Not Easily Broken - True Bluegrass
Sponsored by the Upper Bear Creek Community Council.
Want an alternative - check out the Kenmore Concert Series at St. Edwards State Park.
Topics: Woodinville Events | No Comments »
9th Annual Tour of Gardens - July 19th
By michelle | June 22, 2008
Don’t miss this year’s Tour of Gardens sponsored by The Woodinville Garden Club. This is a self guided tour of 5 local, private gardens. Per the Garden Club website “five private local gardens are featured that offer patrons a visual feast of color and texture, unique plant combinations and artistic embellishments”.
Date: Saturday, July 19, 2008
Time: 10am-4pm
Ticket Cost: $15 (Includes description of gardens and directions)
Tickets can be purchased at Molbak’s(Woodinville), The Gardens at Cottage Creek(13300 Avondale Rd NE, Woodinville), Classic Nursery (Redmond), Ravenna Gardens (Kirkland Park Place) or ordered by mail direction from the Woodinville Garden Club, P.O. Box 1764, Woodinville, WA 98072.
More Information? Garden Club Web Site Eastside Business Journal Article
Do you need more space for gardening? Here are two beautiful homes in Woodinville that are currently for sale. Each has been professionally landscaped and have over an acre property so there is plenty of space for you to create your own gardening masterpiece - without having to start from scratch!
Topics: Real Estate Info, Woodinville Community | No Comments »
Woodinville Business Update - Columbia Winery
By michelle | June 14, 2008
Columbia Winery in Woodinvillealong with its sister winery Covey Run has been acquired by Ascentia Wine Estates, a newly formed private company based in California. Columbia Winery has been making wines in Washington since 1962 and was the first to produce several varietals in the state, including Syrah, Cabernet Franc and Pino Gris.
Columbia’s tasting room in Woodinville is on a month-to-month lease and is planned to be open at least through year’s end.
For more details:
Seattle Times Article 6.11.08
Puget Sound Business Journal 6.12.08
Topics: Financial News, Woodinville Community | No Comments »
Woodinville High school Drama - Wins 5th Avenue Awards!
By michelle | June 14, 2008
Congratulations to the Woodinville High School Drama department!
This group of enthusiastic and talanted students really impressed everyone and won 3 awards at the Benaroya Hall ceremony on Monday night (6/9/08).
The Woodinville High School won the following 5th Avenue Theatre Awards for its show “Good News”
- The Overall Production Prize
- Honors for Best Non-singing Actor
- Honors for Best Stage Crew
Woodinville High School is part of the Award Winning Northshore School District.
To read more about this achievement check out the Woodinville Drama website and the recent Seattle Times article.
Topics: Woodinville Community | No Comments »
Stimulus Check Deals
By michelle | June 2, 2008
How are you spending your Stimulus check (if you get one)?
Retailers Looking For Some “Stimulus”…Here are the deals that retailers are using to try and encourage you to spend your stimulus check with them.
Sears. If you use your stimulus check to purchase a gift card, you receive an additional gift card worth 10% of your check’s value. This offer is also good at Kmart and Lands’ End.Kroger. Between now and July 31, 2008, you can exchange your tax refund or economic stimulus check for a Kroger gift card with an extra $30.00 (for $300.00 checks), $60.00 (for $600.00 checks) or $120.00 (for $1,200.00 checks) added to it. The program is available throughout Kroger stores nationwide - including Kroger, Baker’s, City Market, Dillons, Fred Meyer, Fry’s, Gerbes, Hilander, Jay C, King Soopers, Owen’s, Pay Less, Ralphs, Smith’s and QFC stores.Safeway. Cash your check for “free” there and they will give you 10% off of your grocery bill for two days.Home Depot. To encourage consumers to invest their stimulus check in their homes through energy efficient products and services, the retailer is offering special values on energy-efficient products such as light bulbs and home appliances through the summer.Radio Shack. The retailer will cash your check and give you 10% off on any purchase above $50, and then give you the difference as a prepaid MasterCard that can be used anywhere that takes MasterCard.Domino’s Pizza. Although you don’t need to use your stimulus check for purchase, Domino’s is getting into the spirit of economic stimulus, offering a “recession-busting” special of three pizzas for $12.00. According to the company’s press release, “While you’re feeding the economy with your special refund check, let it feed you back.”These are just some of the promotions that retailers are currently offering, and more deals are likely on the way. If there’s something you want to use part of your stimulus check for, do your homework and take advantage of the specials that are out there.
Topics: Financial News | 1 Comment »
K-12 Education - Your chance to have a voice
By michelle | May 28, 2008
The K-12 Education funding system is broken in Washington State. Do you want to have some input on how to fix it? Don’t miss the meeting tomorrow - in Woodinville - where you can voice your opinions and learn the current status.
Basic Education Funding
In 1977, Washingtonians were watching Lavern & Shirley and paying thousands of dollars for computers that today’s $100 cell phone can out perform. Also in 1977 – 30 years ago – the state took a comprehensive look at the way we finance our K-12 education system. We haven’t done it since. Join Senate staff and Sen. Oemig in a discussion on how to update our funding structures.
Date: May 29th
Time: 7:00 PM
Place: Woodinville City Council Chambers, 17301 133rd Avenue NE
Topics: Woodinville Community | No Comments »
15 Minutes to A Better Avondale
By michelle | May 27, 2008
If you want to get Avondale road resurfaced so you can increase your quality of life, the committee for A Better Avondale would like for you to do the following 3 things that will take all of 15 minutes.
1 If you have not called the CAR (Citizen Action Request) hot line to request maintenance to Avondale, please do so. The number is: 206-296-8100.
2 Keep up to date on the activities related to this grass roots campaign. Subscribe to the Feed Blitz email. Go to www.abetteravondale.org and subscribe in the box under the photo on the main page.
3 If you have not written your local government officials on your concern for Avondale, please do so. An email will do, see addresses below.
You can even paste all the addresses into a single email and hit “send” once!
A few lines is all it takes. Here is an Example:
I’ve lived on Avondale Road for ___ years. The noise and safety issues have gotten to an unacceptable level and are impacting my life. I am one of your constituents, please take action and resurface Avondale Road.
Kathy Lambert kathy.lambert@metrokc.gov
Ron Sims exec.sims@metrokc.gov
Senator Eric Oemig oemig.eric@leg.wa.gov
Representative Roger Goodman Goodman.roger@leg.wa.gov
Representative Larry Springer springer.larry@leg.wa.gov
Topics: Woodinville Community | No Comments »
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